Terms of Service

1. Agreement to Terms

Welcome to www.primefiduciaryconsulting.com (the "Website"), operated by Prime Fiduciary Consulting Inc., a Florida corporation ("Company," "we," "us," or "our"). These Terms of Service ("Terms") constitute a legally binding agreement between you and the Company regarding your use of the Website.

By accessing, browsing, or using this Website, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, you must not access or use the Website.

This Website provides information about our professional consulting services for ultra-high-net-worth families and family offices. Use of this Website does not create any client relationship or professional engagement.

2. About Our Services

3. Website Usage Guidelines

Permitted Uses

You are authorized to use this Website for the following purposes:

• Learning about our consulting services and professional expertise
• Submitting legitimate business inquiries through our contact forms
• Accessing publicly available educational content and resources
• Reviewing general information about fiduciary consulting practices
• Personal, non-commercial research purposes

Prohibited Uses

You may not use this Website for any of the following:

• Any unlawful purpose or in violation of applicable laws or regulations
• Transmitting malicious code, viruses, or other harmful computer code
• Attempting to gain unauthorized access to our systems or networks
• Copying, reproducing, distributing, or creating derivative works from our content
• Impersonating the Company or our representatives
• Interfering with or disrupting the Website's operation or security
• Using automated systems to access or interact with the Website
• Collecting personal information about other users
• Commercial use without our express written permission

4. No Professional Relationship Created

A professional relationship with Prime Fiduciary Consulting Inc. is established only through:

1. Execution of a written consulting agreement
2. Mutual acceptance of specific engagement terms and scope
3. Completion of our formal client onboarding process
4. Payment of agreed fees, retainers, or deposits

Until such formal engagement occurs, any communications are considered preliminary discussions only.

5. No Professional Advice Provided

All content on this Website is provided for general informational and educational purposes only. You should consult with qualified professionals—including registered investment advisors, attorneys, certified public accountants, and other specialists—for advice specific to your particular situation.

Any strategies, concepts, or approaches discussed on this Website should be reviewed with your qualified professional advisors before implementation.

6. User Accounts and Security

If we provide user accounts or password-protected areas in the future:

• You are responsible for maintaining the confidentiality of your account credentials
• You must notify us immediately of any unauthorized use of your account
• You are responsible for all activities occurring under your account
• We reserve the right to terminate accounts for violations of these Terms

7. Electronic Communications Consent

By using this Website or sending emails to the Company, you consent to receive electronic communications from us. You agree that all agreements, notices, disclosures, and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.

Electronic communications may include:

• Responses to website inquiries
• General business communications
• Updates to these Terms or our Privacy Policy
• Technical notices about Website functionality

8. Intellectual Property Rights

All content on this Website, including but not limited to text, graphics, logos, button icons, images, audio clips, digital downloads, data compilations, and software, is the property of Prime Fiduciary Consulting Inc. or its content suppliers and is protected by United States and international copyright laws.

Limited License

Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Website for its intended purposes. This license does not include any resale or commercial use of the Website or its contents.

Restrictions

You may not:

• Reproduce, duplicate, copy, sell, or exploit any portion of the Website
• Use any meta tags or other "hidden text" utilizing our name or trademarks
• Create derivative works based on our content
• Reverse engineer any aspect of the Website

Permitted Uses

You may:

• Print or download content for personal, non-commercial use
• Quote brief excerpts with proper attribution
• Share links to our Website content

9. User-Generated Content

If you submit any content to our Website (through contact forms, comments, or other means):

• You retain ownership of your content but grant us a license to use it
• You represent that you have the right to submit such content
• You agree not to submit content that is unlawful, defamatory, or infringing
• We reserve the right to remove any content at our discretion

10. Third-Party Links and Content

Our Website may contain links to third-party websites, services, or resources. These links are provided for your convenience only. We do not:

• Control or endorse any third-party content
• Accept responsibility for third-party practices or policies
• Warrant the accuracy or reliability of third-party information

Your interactions with third-party sites are governed by their respective terms and privacy policies.

11. Privacy and Data Protection

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference. By using this Website, you also agree to our Privacy Policy.

12. Disclaimers and Limitation of Liability

Website Disclaimer

This Website and all content are provided "AS IS" and "AS AVAILABLE" without warranties of any kind, either express or implied, including but not limited to:

• Warranties of merchantability or fitness for a particular purpose
• Warranties of non-infringement
• Warranties regarding accuracy, reliability, or completeness of content
• Warranties that the Website will be uninterrupted or error-free

Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, PRIME FIDUCIARY CONSULTING INC. SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM OR RELATED TO:

• Your use of or inability to use this Website
• Any content or information obtained from this Website
• Unauthorized access to or alteration of your transmissions or data
• Any third-party conduct or content on the Website
• Any interruption or cessation of transmission to or from the Website

In no event shall our total liability exceed $100 or the amount you paid to access this Website, whichever is less.

13. Indemnification

You agree to defend, indemnify, and hold harmless Prime Fiduciary Consulting Inc., its officers, directors, employees, agents, and affiliates from and against any and all claims, damages, obligations, losses, liabilities, costs, or debt, and expenses (including attorney's fees) arising from:

• Your use of the Website
• Your violation of these Terms
• Your violation of any third-party rights
• Any content you submit to the Website
• Your negligent or wrongful conduct

14. Dispute Resolution

Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law principles.

Dispute Resolution Process

Any dispute, claim, or controversy arising out of or relating to these Terms or your use of the Website shall be resolved as follows:

1. Informal Resolution: Good faith negotiation for 30 days
2. Mediation: If negotiation fails, binding mediation in Pinellas County, Florida
3. Arbitration: If mediation fails, binding arbitration under American Arbitration Association rules

Class Action Waiver

YOU AGREE THAT ANY DISPUTE RESOLUTION PROCEEDINGS WILL BE CONDUCTED ONLY ON AN INDIVIDUAL BASIS AND NOT IN A CLASS, CONSOLIDATED, OR REPRESENTATIVE ACTION.

Jurisdiction

To the extent any disputes are not subject to arbitration, they shall be resolved exclusively in the state or federal courts located in Pinellas County, Florida.

15. Geographic Limitations

This Website is operated from Florida, United States. We make no representation that the information on this Website is appropriate or available for use in other jurisdictions. If you access this Website from outside the United States:

• You are responsible for compliance with applicable local laws
• You access the Website at your own risk
• You may not be eligible for our services

16. Accessibility

We strive to ensure our Website is accessible to users with disabilities. If you experience accessibility issues, please contact us at privacy@primefiduciaryconsulting.com so we can address your concerns.

17. Termination

We may terminate or suspend your access to the Website immediately, without prior notice or liability, for any reason, including:

• Breach of these Terms
• Violation of applicable laws
• Fraudulent, abusive, or harmful behavior
• Technical or security considerations

Upon termination, your right to use the Website ceases immediately, but the provisions regarding intellectual property, disclaimers, indemnification, and dispute resolution shall survive.

18. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that these Terms will otherwise remain in full force and effect.

19. Changes to Terms

We reserve the right to modify these Terms at any time in our sole discretion. Changes will be effective immediately upon posting on this Website. We will indicate the date of the most recent revisions at the top of this page.

Your continued use of the Website after any such changes constitutes your acceptance of the new Terms. If you do not agree to the modified Terms, you must stop using the Website.

For material changes, we may provide additional notice through email or a prominent notice on the Website.

20. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Prime Fiduciary Consulting Inc. regarding your use of the Website and supersede all prior or contemporaneous communications and proposals.

21. Contact Information

If you have questions about these Terms of Service, please contact us:

We will respond to inquiries within 10 business days.