Professional Disclosures

1. Firm Information

2. Service Framework

Prime Fiduciary Consulting Inc. provides specialized consulting services to ultra-high-net-worth families and family offices, including:

• Fiduciary governance and strategic oversight
• Family office structure optimization and operations
• Multi-generational wealth planning strategy
• Due diligence process design and governance frameworks to support client evaluation of investment opportunities, without recommendation or analysis of specific securities or investment products
• Professional advisor coordination and relationship management
• Governance structure design and implementation

3. Regulatory Status

Prime Fiduciary Consulting Inc. operates as a specialized consulting firm and is not registered as:

• A Registered Investment Adviser (RIA)
• A broker-dealer or securities firm
• A bank, trust company, or financial institution
• A law firm or accounting practice

We do not provide investment management, securities transactions, legal advice, tax preparation, or banking services. When such services are required, we coordinate with qualified professionals within our network.

Scope of Services - What We Do Not Provide

Prime Fiduciary Consulting Inc. does not:

• Recommend specific investment products, securities, or investment strategies
• Provide suitability assessments or portfolio allocation advice
• Analyze individual securities or investment vehicles
• Advise on risk tolerance or investment objectives
• Execute securities transactions or manage investment accounts

Our role is limited to designing governance processes, coordinating professional advisors, and providing strategic consulting on family office operations and fiduciary best practices.

4. Affiliated Person Disclosure

Important Notice Regarding Securities Registration:

Mandell Smith, Principal of Prime Fiduciary Consulting Inc., is separately registered as a securities representative with GT Securities, Inc. Securities-related business is conducted exclusively through GT Securities, Inc. in compliance with applicable securities regulations.

Prime Fiduciary Consulting Inc. is a separate legal entity and is not registered as a broker-dealer or investment adviser. No securities transactions, investment management, or investment advisory services are offered through Prime Fiduciary Consulting Inc.

Securities offered through GT Securities, Inc., member FINRA, SIPC.

For securities-related services, clients will be referred to appropriately licensed and registered professionals.

5. Professional Standards

Our compensation structure is transparent and based solely on direct client fees for consulting services provided through Prime Fiduciary Consulting Inc. We do not receive commissions, referral fees, or other indirect compensation from recommended service providers unless specifically disclosed in writing.

6. Advisor Coordination & Referral Policy

Prime Fiduciary Consulting Inc. may facilitate coordination among a client's existing professional advisors (investment managers, attorneys, CPAs, trustees) as part of governance consulting services. Prime Fiduciary Consulting Inc. does not:

• Direct investment decisions or provide investment advice
• Receive referral compensation for advisor introductions
• Supervise the work of third-party professionals
• Act as a registered investment adviser or provide advisory services

All investment decisions remain with the client and their registered investment professionals.

7. Client Profile

Our services are designed for sophisticated clients, including:

• Ultra-high-net-worth families (typically $30M+ net worth)
• Single and multi-family offices
• Multi-generational family entities
• Foundations and charitable organizations

Minimum engagement considerations typically begin at $5 million in assets under advisement for optimal service delivery.

8. Professional Insurance & Security

Prime Fiduciary Consulting Inc. maintains comprehensive professional liability insurance and employs enterprise-level security measures including encrypted communications, multi-factor authentication, and regular security audits to protect client information.

9. Engagement Process

Professional relationships are established through a structured process:

• Confidential consultation and needs assessment
• Customized proposal and fee structure
• Executed consulting agreement with detailed terms
• Secure onboarding and information gathering
• Ongoing service delivery per agreed scope

10. Compliance & Updates

We operate in full compliance with applicable federal and state regulations and maintain active monitoring of regulatory developments affecting our industry. These disclosures may be updated to reflect changes in business operations, regulatory requirements, or industry standards.

Material changes affecting existing client relationships will be communicated in writing. Current disclosures are available upon request.

11. Important Information

12. Contact

For additional information about our services or to schedule a confidential consultation: